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Myths on Pet Insurance

by Jess Kelley

I never realized pet insurance is so affordable. I think that every pet should have this. Especially people who can't fork up $1,000 vet bill. 

Here are some Myths on Pet Insurance....

MYTH 1: PET INSURANCE IS TOO EXPENSIVE

While plans with additional riders and high reimbursement amounts can lead to a high monthly premium, PetFirst offers plans that fit all pet parents’ needs and budget.

PetFirst offers all Petfinder.com visitors an exclusive, low-cost introductory plan, Standard 500, for only $5 the first month and $14.95 each month thereafter. This provides $1,000 of accident and illness coverage, up to $500 per-incident and reimburses pet parents 100% of vet bills after a $50 deductible. This plan is available for all dogs or cats, regardless of breed or age.

MYTH 2: PET INSURANCE IS ONLY FOR SICKLY PETS

Pet insurance is a product that only works preemptively, and all pet insurance providers exclude pre-existing conditions. Pet insurance is meant to protect your pet against potential accidents and illnesses. Certain breeds are more predisposed than others to specific illnesses, which can encourage the purchase of a policy, but all pets have the risk of having an accident or coming down with an illness. It isn’t a matter of if they will become hurt or sick, it is just a matter of when. Just like the rest of your family, pets need to be covered beforehand. The best time to purchase pet insurance for your pet is when they are healthy.

MYTH 3: PET INSURANCE HAS TOO MANY EXCLUSIONS TO BE WORTH IT

Pet insurance protects against countless accidents and diseases your pet may encounter. Most pet insurance providers have exclusions in place in order to keep monthly premiums low and affordable, and PetFirst is no exception. The most common exclusions are pre-existing conditions, hereditary, congenital and chronic conditions. The cost of covering these conditions greatly expands the cost of pet insurance coverage, as these conditions are not only expensive, but last the duration of your pet’s life.

MYTH 4: YOU CANNOT CHOOSE YOUR OWN VET

While some pet insurance providers are little more than veterinarian networks or discount clubs, PetFirst is usable at any veterinarian office in the United States. This includes specialists and urgent-care clinics. PetFirst has made a public promise to veterinarians to not promote managed-care principles or animal-hospital networks because we feel each veterinarian should have the right to set his/her own price.

MYTH 5: PET INSURANCE IS A HASSLE

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